Hi Harold
If you do an Internet Archive search for "Beekeeping", and any of these names: "Pellet, Philips, Killion", you'll come across their books which contain details of the 'Packing Case' method of over-wintering which used to be favourite in the Northern States in years gone by. I've absolutely no idea whether it's a method still used today.
Basically, what those guys did was to butt-up together a pair of hives (sometimes blocks of four or six), and build a packing case around them from flat-pack, leaving a space all around them which they then filled with straw or similar. Same arrangement at the top.
The advantage with this method is that you can maintain a hive with uninsulated walls during the summer - so that the bees can respond more quickly to variations in temperature - and yet have a highly insulated and more thermally stable hive during the winter months. This might be a technique worth considering ?
Mike Palmer (Vermont) wraps his hives in black 'felt paper' - you can see his technique (and much more) in a video "Keeping Bees in Frozen North America":
https://www.youtube.com/watch?v=fFanJbaigM4 Well worth watching, as too are all his other videos.
LJ